What is Umbrella Insurance?Personal umbrella insurance provides additional liability protection above specified underlying policies, such as homeowners and auto insurance. Some policies also cover certain liability exposures not covered by the underlying insurance. Terms, exclusions and required underlying limits vary. We help clients in California and Arizona review these details.
Liability risks to discuss with your agent
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(877) 240-1937
2201 N Lakewood Blvd. D-683 Long Beach, CA 90815 
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Umbrella Insurance FAQs
What is personal umbrella insurance?
It provides additional liability protection above specified underlying policies and may cover certain liability exposures those policies do not, subject to exclusions and policy terms. It does not replace homeowners or auto insurance.
Does umbrella insurance pay to repair my own home?
Personal umbrella insurance focuses on liability claims against you. Damage to your own home or belongings is generally a property-insurance question. Review both types of protection separately.
What should I review before buying umbrella coverage?
Discuss your assets, household risks, rental properties and existing liability limits. Confirm which underlying policies must be maintained and whether business or rental exposures require different coverage.
Request a policy review or call (562) 261-5500. Coverage is subject to policy terms, eligibility and insurer approval.